Social Media Sidebar


Please sign up, comment on articles and bring your friends!

Current poll

PlanetTech is asking:

What do you think about our new web site?

Love it, indeed
Really good solution
Same as old one
The old one was better
This is a new option

Quote of the day

Just because something doesn’t do what you planned it to do doesn’t mean it’s useless.


Thomas Edison

How to Use Technology to Help You Become Debt-Free

Posted in Online on 22nd Nov, 2017 11:55 PM by Alex Muller

Getting out of debt is a goal for many people, but it’s often a struggle. There are a lot of tips and suggestions to help you reach this goal. You can now use technology to find new ways to help you live free from debt. Here are some ways you can use technology to pay off your bills and enjoy the debt-free lifestyle.

Do Your Banking Online
Most banks provide online banking for checking and savings accounts. If you haven’t already taken advantage of this feature, sign up now. You can see the status of your accounts while you’re on the go, allowing you to see if your balance is getting low and what transactions are pending. You can decide if you have enough money for a purchase you’re considering or if a bill has been paid.
You can set your checking account to transfer money to a savings account automatically. The benefit of doing this is that you can begin saving money or increase your savings on a regular basis by making it the first priority instead of leaving it until last if you have any money left over from your paycheck. Once you accumulate enough in your savings, you can use it to pay off a debt. It’s also a good idea to keep some in savings to pay for unexpected expenses so you don’t increase your debt.
Use a Debt Tracker App
A debt tracker app will help you figure out the best way to pay off your debt. You can include a payday loan, like those you may have gotten from a service like Power Finance Texas in San Antonio, or other loan as well as credit cards and other types of debt. The app helps you see at a glance how much total debt you have as well as providing information about different ways you can pay it down. You just put the balance and interest rate into the app, and it can calculate your best payment plans. Not all debt tracker apps actually calculate payment plans, but they do allow you to track your payments and see how your balance is being reduced. You can find apps for either Android or Apple products so you can manage your debt on the go with your smartphone or tablet.
Use Finance-Managing Apps
You can find all sorts of applications online or those which can be downloaded to your smartphone to help you manage your finances. Many of them are free, and most are easy to use. Some of them are designed to help you create a budget while others provide reminders of upcoming due dates for payments. If you can avoid being late on your payments, you don’t end up spending extra money on late fees. Instead, more of your money goes towards paying off the debt.
Some apps, like Mint link to your bank accounts while others require you to input information by hand. You can even find apps that will tell you when your account balance is getting low or when your credit cards are nearly maxed out. While you still have to do some work to manage your finances, using these apps can help you be more aware and focus on paying off your bills.
Technology makes people’s lives easier. Use it to help you manage your finances better so you can pay off your debt. Choose apps and programs that help you live within your budget and avoid taking on new debt. By using the latest technology, you can become more focused on meeting your goal of being debt-free. While it won’t happen overnight, diligent effort will help you enjoy a debt-free life sooner than you might think.

Tags: financemoneydebtsoftwarebusinessonline

Read original article » Back to category



Recent headlines

  • Posted in Software on 2018-10-19 11:09:41
    Idx raises $33 million for AI that detects eye more
    Posted in Software on 2018-10-19 11:07:05
    University of Florida’s AI finds early lung cancer more
    Posted in Science on 2018-10-19 11:02:34
    Lunar landscape testing ground to be built in more
    Posted in Hardware on 2018-10-18 18:16:43
    Swedish company Ovzon is the fourth client for more
    Posted in Medicine on 2018-10-18 17:52:40
    Enzyme to help smokers quit by eliminating nicotine more
Posted in Business on 2013-10-10 01:33
China is working towards a manned lunar mission in more
Posted in Business on 2013-10-20 07:17
Spacex says China is their main competitor for more
Posted in Software on 2013-10-20 06:43
Pirate Bay Browser Clocks 1,000,000 more
Posted in Medicine on 2013-10-10 02:10
Google reportedly investing hundreds of millions into more
Posted in Medicine on 2013-10-14 03:13
Endothelial Cells Can Repair and Regenerate Organs, more
Posted in Science on 01.01.2010
Spacex says China is their main competitor for more
Posted in Science on 01.01.2010
Staring at Your Phone Could Be Making You Short more
Posted in Science on 01.01.2010
Oculus Rift virtual reality headset coming to mobile, more
Posted in Science on 01.01.2010
China is working towards a manned lunar mission in more
Posted in Science on 01.01.2010
Delivering drugs via nanoparticles to target more

Recent Blog Posts

  • Posted by AlexMuller
    Even light drinking increases risk of more
    Posted by AlexMuller
    Researchers have discovered how to slow more
    Posted by AlexMuller
    Human retinas grown in a dish explain how color vision more
    Posted by AlexMuller
    The smartphone app that can tell you’re depressed before more
    Posted by AlexMuller
    Neural networks don’t understand what optical illusions more

Login to your Account

Login to your PlanetTech Account here

Remember me

Create a New Account

You just need username and password

The following errors occured:
Verify password:
Remember me